The UK Insolvency Helpline is a service for people with debt problems.  They have teams of outreach debt advice workers covering Sandwell and regionally across the the West Midlands. 

The service is free, confidential and independent.

• The service has existed since 1986 and was set up in conjunction with the credit industry.
• The service provides self-help advice to its callers and also produces written self-help packs and fact sheets to back this up.
• The service can also assist callers with the setting up of Individual Voluntary Arrangements (IVA) Debt Management Plans and Bankruptcy for England, Wales & Scotland.

www.insolvencyhelpline.co.uk